foreground color #bf945d and background color #743b22

1.
Open new transparent image 640x550
Fill this with the foreground color.
Copy masker and paste as a new layer.
Adjust - Hue and Saturation - colorize with this setting.

2.
Effect - texture effect - Mosaic Antique with this setting.

Effects - Edge Effects - enhance.
Effects - 3D Effects - drop shadow with this setting.

3.
Lock raster 2.
Copy vert.rechthoek and paste as a new layer.
Select this black rectangles - and fill this with the background color.
Selections - select none.
Copy vert.rechthoek1 and paste as a new layer.
Select the rectangles - and fill this with the foreground color.
Selections - select none.

4.
Place the vert.rechthoek 1 exactly on the other, see below.

Layers - merge - merge down.
Give the same drop shadow as in point 2.
Copy rechthoek and paste as a new layer.
Select the rectangle and fill this with the background color.
Selections - select none.

5.
Copy rechthoek1 and paste as a new layer.
Select the rectangle - and fill this with the foreground color.
Layers - merge - merge down.
Selections - select none.
Give the same drop shadow as in point 2.

6.
Copy rand and paste as a new layer.
Effects - Edge Effects - enhance.
Give the same drop shadow as in point 2.

7.
Copy rechthoek2 and paste as a new layer.
Select the rectangle and fill this with the background color.
Selections - select none.
Copy rechthoek3 and paste as a new layer.
Select the rectangle
Copy skyline_preview and past in selection. Minimize this, we use this later.
Selections - select none.

8.
Layers - merge - merge down.
Give the same drop shadow as in point 2.
Repeat the drop shadow with -4.

9.
Copy rechthoek4 and paste as a new layer.
Select the rectangle and fill this with the background color.
Selections - select none.
Copy rechthoek5 and paste as a new layer.
Select the rectangle and fill this with the foreground color.

10.
Place this  in the middle of the other rectangle.
Effects - It@lion Editors Effects - Mosaico with this setting.

Selections - select none.
Layers - merge - merge down.

11.
Copy cirkel1 and paste as a new layer.
Select the circle and fill this with the background color.
Selections - select none.
Copy cirkel2 and paste as a new layer.
Adjust - Hue and Saturation - colorize with this setting.

12.
Layers - merge - merge down.
Place this left in the upper corner.
Duplicate this layer - stay at raster 8.
Effects - Distortion Effects - wind right 100.
Open raster 2.

13.
Copy word-art skyline and paste as a new layer.
Place this in the top of the circle.
Selections - select all - selections - float - selections - defloat.
Fill this with the background color.
Selections - select none.
Give the same drop shadow as in point 2.

14.
Make the copy of raster 7 active.
Duplicate this layer - image - resize 50% - all layers not checked.
Duplicate the little circle.
place them near and under the big circle - see below.

15.
Copt micsmoking and paste as a new layer - image - mirror.
Place this right at the bottom.
Give the same drop shadow as in point 2.

16.
Copy New York and paste as a new layer.
Place this left at the bottom.
Duplicate this layer - image - resize 50% - all layers not checked.
Copy skyline_preview and paste in selection.
Selections - select none.
Give the same drop shadow as in point 2.

17.
New raster layer - put your watermark into the image.
Layers - merge - merge all.
Image - add border 1 - background color.

18.
Image - add border - symmetric not checked.

Select the borders - fill this with gradient radial.

Effects - It@lion Editors Effects - Mosaico with this setting.

Effects - FM Tile Tools - Blend Emboss - default setting.
Effects - 3D Effects - Inner Bevel with this setting.

Selections - select none.

19.
Image - resize 85% - all layers checked.
File - export - JPEG Optimizer.

Ready is the tag
I hope you like this tutorial.
greetings Emmy